I Probably Should Have Bought A Fan…
Time for another money diary! I was so pleased to see the conversations my last instalment opened up (plus all the tips for buying avocados) and loved reading the versions it inspired.
Perhaps it’s so fascinating because there’s so much mystery related to blogging and finances. It’s all well and good focusing on Influencer Rich lists and ‘I spent £1000 at Poundland’ videos, but what about those of us who aren’t at a ‘celeb’ level? I can’t speak for anyone else but although I try and live below my means, I can sometimes have the odd Beyoncé moment. I’m an avid collector of loyalty cards (that I always forget) and want to see my savings grow.
So what’s happened in the last two months? Well I finally separated my business and personal finances and the world hasn’t imploded. It’s nice to not have random Adobe payments leaving my account plus a separate card for any work-related purchases. I also worked out how much it actually costs to run my business and really want to schedule a tax day in the diary so I can get a head start.
The clarity has helped me understand where my money is going and how much I should be aiming for if I want to cover my salary, savings and business costs, instead of just hoping for the best. Basically these Money Diaries are actually quite handy as I can see what I spend in normal circumstances and create a better budget.
Read on to find out about the latest chocolate-related catastrophe!
Dress – c/o Next (available in blue & white), Shoes – Castaner, Bag – Zara
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Photos shot at the gorgeous Strawberry Hill House
I’m working from home today, since I’ve had a bit of a weird week in terms of motivation. Must try not to get distracted. Must resist clicking on every relevant article that gets retweeted into my timeline. Oooh another Refinery29 Money Diary! Surely reading it counts as research? Let me live vicariously through this Finance Worker on 77k.
I need to pop out for some milk but end up buying a pizza, strawberries and a bag of rocket. Goodbye £7.25. Afterwards I decide to browse the Topshop New In section and spot a dress that sold out ages ago. I order two sizes and pay via Paypal because I can’t be bothered to locate my purse on the other side of the room (£61.20).
Since when was the cinema £16.55?! I decide to take up Lucy’s invitation to see the Incredibles 2 and rationalise it since I probably visit once a year. It helps that the seats are comfier than our ancient sofas. There’s foot rests! I wish I’d smuggled my cider in but I make do with my trusty water bottle filled with tap water instead.
Total – £85
Let’s get boujee. Gail’s Bakery has just opened nearby, so we head over for breakfast before the gym. I decide to go for french toast with bacon as it’s not something I usually make (£11). Lucy immediately gets food FOMO when mine arrives, since her pancakes are pretty tiny in comparison. It’s like I have a 6th sense for well-portioned food.
Later on I head to the other side of London for an event at Strawberry Hill House. Apparently all the rich folks had their Summer residences near that area back in the day, so there’s lots of stately homes to visit. There’s prosecco and nibbles, so my only costs are travel related (£11.60)
Total – £22.60
Weekly shop time! Since I’ve just posted a ‘What I Eat In A Day’ video, I feel motivated to make some good decisions in Sainsbury’s. I stock up on dinner items for a paella interpretation plus snacks to keep me going in between meals (£27.77). Bit annoyed that the self-checkout machine has stopped giving me £3 off vouchers. Is it something I said?
Total – £27.77
It’s come to that point where I’m a bit fed up of styling my hair everyday, so I decide to get some Fulani braids done. Emily from Box Braids Boutique is mobile, so I can try and get on with work whilst she braids plus she’s super fast (£90).
My laptop isn’t charging for some reason, so I hop on the bus to the repair shop (£3). Basically because I accidentally got melted chocolate in my bag a few weeks ago, it’s actually ruined the inside of my new-ish Macbook Air and tripped things internally. Cool.
It’s not covered under my warranty, so I cross everything and hope that my insurance company understand my plight.
Total – £93
I start the day off at my co-working space and bring in the rest of my imitation paella for lunch. My old laptop just about works, though the charger is on its last legs and doesn’t want to cooperate. Can Apple just stop taking all my money please?
After shooting a few photos with Ghenet, I stock up on some eyeliner in Superdrug (£5.29) and take back the two Topshop dresses. I looked a bit like a dinner lady when I tried them on.
I have an event on the rooftop at the Trafalgar St James hotel, so it’s the perfect place to enjoy the heatwave and network with a new brand. I head home on the bus (£4.50) and pop to Sainsbury’s again as I’ve forgotten to buy bits for Lunch Club at my coworking space (£2). Every so often we each bring a dish and eat together, so it means you can have a pretty varied lunch for peanuts.
Total – £11.79 (minus £61.20 from the weekly total)
Since my work Summer party days are over, the next best thing is an event with Mi Pac and Tatty Devine in Margate. They’ve treated us to travel, lunch and cocktails, plus we have free reign of all the rides.
I pick up some fish and chips before heading home, since I’m craving some battered goodness (£4.20). My travel costs are only £3, as I’m trying to avoid the baking tube as much as possible. As if they’re only installing air con on the central line in 2030?! Surely we’ll be able to teleport by then.
Total – £7.20
It’s too hot to function. I’ve managed to avoid the Tube all week but I’m slowly realising that some buses are just as bad. Avoid sitting upstairs on the routemasters at all costs (£4.50).
I start filming another Come Shopping With Me Video on Oxford Street and end up buying a dress that I’d spotted online (£39.99). I also stock up on more sunscreen (£5.99) as I’ve somehow lost a bottle of Hawaiian Tropic in my room somewhere. I bet I’ll find it in December.
My jerk chicken wings go down a storm at Lunch Club and there’s plenty of other salads to graze on. I note down Ishoo’s amazing potato salad recipe (just add dill) and vow to add more strawberries to my diet.
Total – £50.48
Weekly Total – £236.64
I’ve conveniently ended this the day before I was pretty lazy and bought the tiniest sushi portion for lunch (I blame the heatwave). Despite the multiple Sainsbury’s trips, it’s pretty similar to what I spent last time and I guess the message is to always get insurance.
I can see the funny side since I’m in will-they-actually-pay-out-my-claim limbo, but it’s definitely a reminder to be even more careful with my possessions. Now I’ll be keeping my laptop bubble-wrapped in several cases…
Let me know if you attempt a Money Diary and I’ll try to get a ‘lil collection together!